The SSA announced that the cost-of-living adjustment (COLA) for 2025 will be 2.5%. This follows a 3.2% increase in 2024, and a record-high increase of 8.7% for 2023. For a list of Cost-of-Living adjustments, visit www.ssa.gov/cola/.
Social Security beneficiaries will see a 3.2% boost to their monthly payments this coming year. This adjustment is to combat inflation, which continues to ramp up the cost of living and consumer goods.
How is the Cost-of-Living Adjustment Calculated?
COLA is calculated yearly based on the Consumer Price Index for Urban Wage Earners and Clerical Workers, or CPI-W. Data from the third quarter is added and averaged and compared with the previous year’s third-quarter average. If there is an increase, that determines the size of the COLA.
How COLA is Put Into Effect By the SSA
Most beneficiaries will see this adjustment reflected in their checks in December 31, 2024, while Supplemental Security Income beneficiaries could see a change as early as December.
2025 Social Security Administration Benefits
SSA Disability Benefits
| Disability | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Blind | $2,700 | $2,590 | $2,460 | $2,260 | $2,190 |
| Non-Blind | $1,620 | $1,550 | $1,470 | $1,350 | $1,310 |
| Trial Work Period | $1,160 | $1,110 | $1,050 | $970 | $940 |
SSI Benefits
| Beneficiary | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Individuals | $967 | $943 | $914 | $841 | $794 |
| Couples | $1,450 | $1,415 | $1,371 | $1,261 | $1,191 |
What Does This Mean for My 2025 SSD Monthly Payment?
Here are the new average payments for disability benefits:
- For a disabled worker, the average monthly amount paid will be $1,580, up from $1,542 in 2024.
- For a disabled worker and their dependents or family, the average monthly amount in 2025 increases to $2,826 from the 2024 amount of $2,757.
Source: ssa.gov
No Disability Case is Too Tough for Us
As bills, the cost of groceries, and more continue to rise, millions of disabled Americans have begun to feel the pressure of inflation. Fortunately, the experienced Social Security Disability attorneys at Kerr Robichaux & Carroll are here to help. No case is too complex for us, and we will help you through the Social Security Disability process from the initial application to appeals and beyond. Speak with us for free today.
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